The Ark Group

Your Partner In Success!

Long Term Care Insurance

"What is your plan if you get sick... and don't die?"

Individual Benefits - Long Term Care is one of the great economic concerns facing the US population today.  Financial professionals who work with older clientele sense the many anxieties this subject invites.  Addressing  your clients' anxieties about this subject is one of the financial planners most important responsibilities.

Unfortunately, Long Term Care Insurance has mostly been sold by agents who act like used car salesmen... selling ice to Eskimos without regard of planning or need.  They're simply out to sell a product, rather than act as professionals who solve their client's problems first and sell only as a result of their carefully planned advice.

One of our goals, is to have you THINK about Long Term Care.  First as a profession, second as a great economic concern and lastly, a way to protect the retirement plan during the preservation stage of life.  Understanding the profession in this way enables you to ask key questions, determine your client's needs and by using complete and accurate information, create a plan to solve your client's

Executive Benefits - Imagine offering your client's a comprehensive LTC policy that gets paid up in 10 years, returns all premiums (less any claims paid), is paid for by the business and the premiums are tax deductible!  In fact, Long Term Care is the only product an employer can be completely discriminatory... so, they can pick and choose who they offer coverage to.

problems.  Successful insurance professionals understand that the purpose of a product is to specifically protect the plan.  Therefore you must sell the plan first.

Worksite Benefits - The most effective way to sell Long Term Care is at the your client's workplace.  Unfortunately, agents haven't been trained properly in LTC planning in the first place... let alone trained to offer LTC at the workplace.  We will show you an effective, consistent and simple way to offer LTC at your client's work.  And just for offering LTC in a worksite capacity, your clients could receive an additional 5-10% discount in premiums.

Long Term Care protects the retirement portfolio.  To learn more,

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